Kia Financing in Gainesville, GA

Are you looking for a hassle-free financing experience for a new or pre-owned Kia vehicle in Gainesville, Georgia? The financing specialists at Carriage Kia Gainesville are the ones to help! At our Kia finance center, we work daily with shoppers to secure accessible auto financing plans. Our expertise means you spend less time and money on loans, and more time choosing your dream vehicle. We offer a variety of financing solutions including Kia incentives, dealership specials, trade-in appraisals, and more. Conventional financing is perfect for those that love to customize their vehicle, prefer long-term ownership, or rive more than 15,000 miles per year. There is no better place to finance your next Kia than Carriage Kia Gainesville. Get in touch to learn more!


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(678) 771-6427

Finance Department

The Basic Components of an Auto Loan from Carriage Kia

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Kia Model to Buy
Gainesville, GA | Buford, GA | Cumming, GA

Carriage Kia Gainesville is your premier Kia dealership in Gainesville, GA. You’ll find the complete Kia lineup and a large inventory of new and used cars when you visit our lot. In the market for a functional car with a unique design and all the bells and whistles? Check out the Kia Soul or Kia Rio. If a tech-savvy sedan is more your speed, check out our selection of Kia Forte cars. Whether you’re looking for a reliable family van or an SUV to tackle your Lake Lanier outings, you’ll find an ideal car for your needs at Carriage Kia Gainesville. Give us a call to learn more about our financing options or to schedule a test drive.

How to Apply for Kia Financing at Carriage Kia

Get a head start on the Kia financing process by filling out an application online to get pre-approved for an auto loan or lease! For all questions regarding auto financing, call or visit our Gainesville, GA finance center at Carriage Kia Gainesville. We look forward to helping find and finance your dream car!

Apply for Financing


Monday 7:00am – 8:00pm
Tuesday 7:00am – 8:00pm
Wednesday 7:00am – 8:00pm
Thursday 7:00am – 8:00pm
Friday 7:00am – 8:00pm
Saturday 8:00am – 7:00pm
Sunday 12:00pm – 5:00pm